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http://valueinvestinginpractice.blogspot.in/2013/11/investing-in-stocksa-much-better.html

http://prdntinvestor.blogspot.in/2014/02/the-business-of-investing-and-role-of.html

https://fundooprofessor.wordpress.com/2012/12/06/httpsdl-dropbox-comu28494399blog%20linksfloats_and_moats-pdf/

http://forum.valuepickr.com/t/google-spreadsheet-for-tracking-portfolio/5047/2

 

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Driving License procedure – Delhi

Driving License procedure – Delhi

Okay, so now that I have got my driving license (2 wheeler vehicle only), let me jot down the procedure here.

1. First go to https://dlpay.dimts.in/app/index.aspx


2. Apply for Learner’s License, fill up the form online.


3. Pick a time slot to book appointment, pay fee, which is rs 30/-+service charge for two wheeler. I booked early morning slot of 07:00 – 07:30 AM. I would advise you to book early one to avoid long queue there.


4. Print out your filled form, paste a photograph and sign below it, fee receipt along with self-attested below documents.


5. You need 2 documents –
   
   
   
   • Residence Proof of Delhi
   
   
   • Age Proof
   
   
   • Passport size photograph
   
   
   
   


6. For residence – Aadhar card or voter id card or passport etc. I submitted Aadhar Card.


7. For age – Pan card or School certificate or birth certificate etc. I submitted School Certificate.


8. On appointment day carry your original documents, with a copy of each self-attested.


9. I went to Sheikh Sarai office for 2 wheeler license; there you need to go to counter no 9. Give your filled form, he will ask for original documents. Confirm your details on the system, like name, address etc.


10. He will give you a fee receipt and pass your form to counter no. 10. There you have to give finger prints; signature and they will click a photo of you. This photo will be there in your DL, so make sure you smile. J


11. Once this is done they will attest your form, stamp and will return to you.


12. Now you have to go 2^nd floor room no 210 for online test.


13. Wait for your turn, hand over your form. Keep the only fee receipt with you. Give test. Result will be in front of you. If fail you have to go back again after a week. If pass, you have to wait till 2 o’clock.


14. At 2 o’clock they will distribute the learner’s license from room no 212.


15. Now you got your learning license, learn to ride. You got ONE month time to apply for permanent license.


16. After 30 days you again need to go online https://dlpay.dimts.in/app/index.aspx


17. Apply for permanent license, book appointment pay fee of rs. 250/- + for 2 wheeler vehicle. Again print the filled form and fee receipt, affix a photograph of yours, self-attest.


18. On appointment day, carry your bike with a sign L at front & back (imp.) with you, filled form with photo, fee receipt. Go to counter no 9 (Sheikh Sarai), give your finger prints and collect fee receipt.


19. Carry your form, pick your bike and go to the main road just outside office building.


20. There will be a long queue with vehicles with sign L, give your form to the inspector. Wait.


21. As soon as you hear your name; fasten your helmet, start your bike, go to the start line. Listen to the inspector carefully and proceed. Complete the round and reach to the inspector, he will inform you the result. If pass your DL will reach to your address within a week. If fail, come back again after 8 days.


22. He failed me on my first driving test.
    
    
    
    1. Reasons-
       
       
       
       1. Helmet not fasten correctly
       
       
       2. Crossed the zebra line at the red light.
       
       
       3. Did not give left indicator while parking the bike.
       
       
       
       
    
    
    
    


23. So I went again after 8 days, (10 days actually). Had to pay 50/- rs fee at counter no 1 and finger print at counter no 2. Gave test again and passed.


24. I actually forgot counter no 2 thing; didn’t give finger prints. I just paid fees and gave test, went home and then office. At evening I got a call from rto office to come again and complete finger prints part. So next morning went again there and completed.


25. So on 19^th Oct 2016 all formalities completed; on 22^nd Oct India Post delivered my permanent driving license at my door.

Happy driving everyone!

North by Northeast ‘12 – Grampo to Chandra Taal’

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Grampo campsite - Chhota Dara - Chandra Taal

Distance this period: 70.24 km Total Distance: 2510.01 km

Grampo – 0 km
Chhota Dara – 36.01 km
Chandra Taal Camp – 34.23 km
Chandra Taal Camp – 0 km (rest day)

Now that I have officially entered the Spiti part of the Lahul and Spiti district of Himachal Pradesh. Saying good bye to the comfirt of food and company was hard, started as late as 11 am. The guy made a farewell early lunch, shared some pics together, he took my hat and said he need one. As a gesture to his hospitality, gifted the hat to him and left.

As soon I took left turn from Rohtang road, I knew that this is not going to be a joy ride. The road is national highway and in such a bad shape that I could only cover 36 kms at the sunset. Chhatru is the first place where you get something to eat. Had just tea here and moved on. I should have known that reaching Batal for dinner was next to impossible on such road. Made it to Chhota Dara, saw HP PWD rest house but no one was there. Found a campsite nearby and camped.
Total KM - 36.01 kms
Total expense - 30/-

Next day, bad road continued. Batal was about 18 kms from here, nice kadi-rice lunch at the famous uncle-aunty’s place. Aunty welcomed me saying you have come from such a nice road, smile exchanged. Newspaper clips and articles of their brevity were posted all over. Loved the Kadi-rice. Then crossed the bridge and at some 2 kms there’s a cut to Chandra Taal. Narrow road, needed too much concentration on heavy wind. Camping not allowed near the lake. Campsite is some 2 kms below the lake, you can take your vehicle nearby lake, still need to walk about 10 min to reach the lake from motorable road. Rode back to the campsite and camped.
Total KM - 34.23 kms
Total expense - 200/-

Took a forced rest day, sick day, stomachache, loose-motion, headache, no food.
Total KM- 0
Total expense - 0/-

Grampo campsite with the Nepali guy

It was a beautiful stay

Green pea. Far from Nepal, his home he came here to earn fat. This is what he told me - every year during season which lasts about 6-7 months, the landowners lease-out these lands to such farmers. They provide all the equipments, all you have to do prepare the field, grow seeds, keep tight vigilance, cut and selling will be taken care by the landowner. You get your share. He aims to earn some 2-3 lakhs INR from this field, unless it snows.

 

Now this is going to be a normal routine till the time I am in Spiti valley

Go figure out the road and ride. Met and saw so many bikers with punctured tire or group of bikers trying to fix their bikes...

Madness is so much fun. isn't it. This was the longest water crossing today, took some 20 min to cross this chilly water. In between saw a car, ladies standing in a stone away from water, guys fixing the punctured tire. They looked amazed to see me. Crazy!!!

Chhota dara HP PWD rest house but I camped just below this stone, quietly.

This is national highway, can you believe? you dont even call it a road, let alone national highway.

Batal. It has good food points, a HP PWD rest house. Buses stop here to have lunch.

Diversion to Chandra Taal. its about 20 kms from here

Chandra Taal campsite below. This road leads to Chandra Taal.

First glimpse of the LAKE

I tried to look closely, if I could see any jalpari to come out and say hi to me!

Then sat there for like eternity, pleaded to the Jalparis to come out but no. they were to shy to come out I guess, or unhappy to see all the tourists invading their privacy.

Other side of the lake looked like this. anyone scaled those peaks? no idea.

I belive this is Chenab river. In full glory.

Morning Chaos

Made an effort to wake up early today, then a walk. Now there is one bus stop just where the gali from my building emerges to the main road. Every morning this bus-stop is very busy filled with newspapers around. People sorting out bundles of newspaper. Lots of cars, even more the cycles; ready to make the delivery to your door step.

This chaos every morning at this bus-stop makes me to go there, watch people stacking the compilation of words written on a paper. Such a joy of standing there and watch everything.

And then there is a mother dairy shop, the man handles me a full cream milk pouch even before asking me for it. I think he also understands the meaning of thoughtfullness. The joy of happiness.

North by Northeast ‘11 - Pang To Grampo’

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-----------------------------------------------
Pang - Sarchu - Darcha - Grampo campsite

Distance this period: 237.68 km Total Distance: 2439.77 km

Pang – 0 km
Sarchu – 79.16 km
Darcha – 79.22 km
Grampo – 79.30 km

From Pang, the charm of Manali - Leh highwayturns pale. Bad road starts, the rain made it worse. Now that Tanglang La was closed, traffic coming from Leh was stopped too. So it was a good ride. Made it to LachungLa top, then down to Whisky Nallah, had maggie then uphill to NakeeLa. Then downhill, 21 loops of Ghata Loops started. Loved it. Touched the riverbed, then a bridge, broken. BRO was working, even though peoples were walking on that bridge, the main guy didn’t allow me to pass through. Wasted an hour, he made me first to cross, everyone was clapping, nice.
Then flatish ride to Sarchu. crossed a bridge and officially entered into Himachal Pradesh. One guy from tid shed shouted stay dinner daru here, so here I was sipping a bottle of bear in my tent. Adios J&K. Camped
Total KM - 79.16 kms
Total expense - 310/-

One day of rest makes a lots of different.. good ones.

Early morning heard peoples talking about God; well I am in HP now.
Flattish ride to Kilingsarai BRO dett. uphill starts, Bharatpur. Lunch time. Met 2 cyclists going in same direction, then met Worldbiking couple (going opposite, to Leh), some chat, then 2 more Spanish cyclists going towards Leh. Baralacha La Top, again got a chance to salute entire army convoy. Zingzingbar. Tea Chana at Patseo. Made it to Darcha. Room for 100/- rs.
Total KM - 79.22 kms
Total expense - 470/-

Good road continued all the way to Keylong. Had piranha. Then a bad patch of road, Tandi Bridge, THE famous Tandi bridge heard a lot this bridge before now here I was. Two rivers Chandra and Bhaga meets here. Then dusty uphill to Gondala. On this dust met Ahmedabad family of Pang stay. Tanglang La was still closed so they turned back. Luch at Sissu. Koksar, a bridge, the starts the horrible dirly climb of Rohtang La. Dragged myself to a spot where I could camp. Found one, as soon as I opened the tent, a guy comes and enquires what am I upto. Nice guy from Nepal. Invited me to camp next to his camp other side of wallah. He made a nice dinner for me, how lovely.
Total KM - 79.30 km
Total expense - 90/-

first pass of today.. LachungLa

Whisky Nallah at the bottom. Lunch point.

 

Inside view of the temporary tents..

Sleep is 45 kms away..

 2nd pass of the day.. NakeeLa

 HP roadways runs a daily bus Delhi to Leh..in 2 days. First stop Keylong. Only during the season.

Well, its time to park The X and salute the braves...

Ghata Loops starts, Thank God, I'm going down..

Sarchu approaching

They look pretty, but quite dangerous to cross. Chilly, fast and too many holes in there...

 

Baralacha La Pass... Way too windy to breath..

Road is freshly tared and smooth like a skin..

Darcha approaching

Keylong..

from campsite..

North by Northeast ‘10 - Nyoma To Pang’

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-----------------------------------------------

Nyoma Camp - Tsokar (Thugje) - Pang

Distance this period: 139.89 km Total Distance: 2202.09 km

Nyoma – 0 km
Tsokar – 79.23 km
Pang – 60.66 km
Pang (rest day) – 0 km

Nyoma has good home stays and hotels, food options available easily. But I was in no mood to spend money on leisure. So had some noodels and headed to a isolated place, camped and slept. It rained at night and continued in the morning. Gave a little window to pack my stuff and keep moving. The night was beautiful but felt lonely.

22 km to Nyoma is Mahe, right road goes to HorLa, KaksangLa to Chusul, I kept my left towards to Mahe bridge, Police check post. Permit and entry. Nice guy, gave me salty tea, I was hungry, wet, shaky completely drenched. Straight road goes towards Leh, I crossed the bridge to my left. 12 km is Sumdho, Before the town is a junction, left goes to Tso Moriri. I took straight to my right. A shop is there at Sumdho but no one was there.

Further 7 kms is Puga, just few houses. Some tarmac road and then starts the bloody rocky climb to Pologongka La. This 11 km to the top is damn nasty, pushed all the way up. 2 days of no food made it worse. It was already 5 pm when I reached the top. Found two guy drinking, continued, hurders camp, kids chased me on downhill. Then weather turned ugly, rained, crossed two dangerous water crossing, water was flowing like hell up my waist. wet pannier, wet cloths, dark, way to windy to handle the bike. Flaged down upcoming vehicle but he responded with a bad news, next town further 10 kms. He suggested to cross the watercrossing from middle of the road, smart guy.

My bike The X was in full mood today, rode it like running for my life and it obeyed me like a partner. I almost kissed it. At 8 pm a shop keeper offered a room for 300/- and warm food. Bargained for 200/- all. One hell of a ride today.
Its 16 kms to Manali-Leh highway! yay..
Kms covered - 79.23 km
Total expense - 550/-

Next day started as late as 11 am. Theres one short cut to the Manali - Leh highway but took a long one. Debring, 40 kms to Pang, Moore Plains, met one Irish cyclist solo and a guy from Banglore, both riding towards Leh. Weather turned ugly, strong headwind, some rain. Then Pang. A lady offered a bed for 100/- rs.
Kms covered - 60.66 km
Total expense - 615/-

Took a rest day at Pang, nothing much to do here. Borrowed some carosine from the owner lady and washed The X nicely.
Then met a family from Ahmedabad, they stayed at Manali for a day and rode straight here at Pang, complaining of headache. I advised to check with doctor and they did. Frightened whole family.

It rained and got a news of Tanglang La being closed.

[caption id="" align="aligncenter" width="640"] Sumdho. Left goes to Karzok Tso Moriri.. I took right[/caption]

[caption id="" align="aligncenter" width="640"] Road is full of such stones and hard to ride uphill. Puched all the way up[/caption]

[caption id="" align="aligncenter" width="640"] At Pologongka La Top.. Those who say Cycling touring is easy; look at the face, its no sunshine all the time. I had no proper food for 3 days now... Previous day was just a plate of noodels, today not even water let alone food. Carrying just one bottle on such hills is a suicide mission. And I was in one.[/caption]

[caption id="" align="aligncenter" width="640"] It has started raining other side, I must hurry.[/caption]

[caption id="" align="aligncenter" width="640"] This man at Thugje, Tso Kar keeps oscilating between Leh and here. Entire family moves with him here for 4-5 months to help tourists like me to survive.[/caption]

[caption id="" align="aligncenter" width="640"] Good to see tared road after so many days of off-riding. Its gonna be smooth ride for rest of the day. Manali - Leh highway near Debring..[/caption]

[caption id="" align="aligncenter" width="640"] Moore Plains...[/caption]

[caption id="" align="aligncenter" width="640"] Weather turning bad.. Moore Plains.[/caption]

[caption id="" align="aligncenter" width="640"] Vastness has no limit[/caption]

[caption id="" align="aligncenter" width="640"] The X resting[/caption]

[caption id="" align="aligncenter" width="4607"] Pang.[/caption]

[caption id="" align="aligncenter" width="640"] Now its time to rest and eat like hell. I really need to fill my stomach put some serious calories and other stuff.[/caption]

North by Northeast ‘9 - Tangtse To Nyoma’

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---------------------------------

Tangtse - Spangmik - Chusul - Nyoma Camp

Distance this period: 180.85 km Total Distance: 2062.20 km

Tangtse - 0 km
Spangmik – 43.94 km
Chusul – 48.08 km
Nyoma – 88.83 km

Tangtse is the first place for inner line permit check point. There is a bridge before you enter the town, just after the bridge you park your vehicle and go inside a tent. One punjabi aryman was funny enough to make me smile. He told me to be on my right side for the next two days journey. Its a short ride to Pangong Lake. yes, THE FAMOUS PANGONG LAKE. So great to be here. Food was too costly, too windy to camp; so moved ahead to the next settlement called Spangmik. Got a room for rs. 200/- rained whole night.
Km covered - 43.94 km
Total expense - 410/-

So the touristy thing ends here. I was heading to a barren land today; to CHUSUL. It was one hell of a ride, and a memorable one. Along the beautiful Pangong Lake. Started as early as 0830 am and made it to Chusul by 0400 pm.
Lonely road along the lake, so much in love with its water and sorrounding air. Merak, a police check point, here deposited a copy of permit. Didn't see any food joints, however the policeman told me to ask any villager and they will be happy to serve you one. One motorbiker from Mumbai was turned back, riding without permit.

Alongside the lake, downish ride, just one small hill before Chusul. Rocky, sandy, water you get everything but no proper road.

Chusul was silent like hell. Asked local about staying accodomation, one fellow offered his house, accepted his offer but camped outside in his courtyard. Dinner with them was nice. One policeman came to check upon me, took a copy of permit, a long chat.
Kms covered - 48.09 km
Total expense - 210/-

The Stay was nice, good and honest people. Only man in the house, taking care of his lady and four daughters, a camper jeep. Food supply comes from Leh, little bit of farming, have a small shop, lady runs it. Men & women both do hard work, BRO hires them for road work, and things like that. God! how much for survival. I felt very bad, was worried how he gonna marry his daughters.

Said my goodbyes and kept on the bad road. Very bad till Tsaga village.

Chusul is the point from one road goes to Pangong Lake, another one goes to Tangtse directly, another goes all the way up to Kaksang La and HorLa, and then one goes along the China border which I was going to ride today.

I was out of my emergency food supply. But kept riding. One army convoy passed, I chased the last truck, it happens to be a food supply truck. The man sitting at the back was kind enough to through some dry fruits and a tetra-pack of real juice. wow, felt like rescued from a fight.

20 kms from Chusul is 13 Kumaon War memorial. Strong headwind, bad full of stone road, slightly elevated up road leads to Tsaga La top. There’s army camp at further up and one helipad. Downhill starts here and then tarmac road. Great to be back on proper road. Tsaga Village, then CRPF check point, submitted a copy of permit. Met a jawan from my own land, got hot tea, snacks and some warmth inside the camp. Tarmac continues on downhill. Then Loma Bend, a roundabout, and CRPF checkpoint, another copy of permit, another hospitality from CRPF jawans. From here left goes to Hanle (~ 50 kms), Hanle is the place where you get to see stars in amazingly different way; like the whole of milky way galaxy comes to visit here.
I took right to Nyoma. Barren land again, not a single soul along the road, just army camps at distant places. Nyoma, camped.
Km covered - 88.83
Total expense - 60/-

Another day of no proper food.

[caption id="" align="aligncenter" width="4607"] From Tangtse I am headed to the famous Pangong Lake[/caption]

[caption id="" align="aligncenter" width="4607"] And then here it is. Smiling beatifully[/caption]

[caption id="" align="aligncenter" width="4607"] Relaxing water, relieved after so much of intense riding..[/caption]

[caption id="" align="aligncenter" width="4607"] Another view[/caption]

[caption id="" align="aligncenter" width="4607"] Found this map in Spangmik hotel room..[/caption]

[caption id="" align="aligncenter" width="4607"] Along the lake you move on, snow filled hills another side..[/caption]

[caption id="" align="aligncenter" width="4607"] And then there was some photographer, national geo I gues,[/caption]

[caption id="" align="aligncenter" width="4607"] Selfie to bantaa hai with Pangong Lake..[/caption]

[caption id="" align="aligncenter" width="4607"] Small but bad climb towards Chusul..[/caption]

[caption id="" align="aligncenter" width="4607"] Lovely lady at Chusul, my host..[/caption]

[caption id="" align="aligncenter" width="4607"] 13 kumaon War memorial, RezangLa.. tribute to heroes who died for our better future... 114 out of 120 Jawans laid down their lives in the battle here with China. details available here https://www.facebook.com/notes/indian-air-force-fans/unforgettable-battle-of-1962-13-kumaon-at-rezang-la-by-col-n-n-bhatia-retd-court/595886010448427/[/caption]

[caption id="" align="aligncenter" width="4607"] These kids came running all the way from their homes, see at far corner, just to say hi...[/caption]

[caption id="" align="aligncenter" width="4607"] Tsaka top.. too windy[/caption]

[caption id="" align="aligncenter" width="4607"] Yes, I was here.. hahaha[/caption]

[caption id="" align="aligncenter" width="4607"] Approaching food and some talks...[/caption]